Investing your super savings

The GoalTracker® (MySuper) option invests your super based on your age. When you’re younger, your investment strategy will have a higher allocation to growth assets to help grow your super balance. As you approach retirement, it will increase your allocation to defensive assets to help protect your savings. This is also the default investment option for members who don’t make an investment choice.

Learn more about the GoalTracker (MySuper) option

Using the information you provide about yourself through the GoalTracker program, such as your income goal for retirement and the age you wish to retire, GoalTracker Plus can create and manage a tailored investment strategy for you. You can activate GoalTracker Plus, at no extra cost, and it will then check your situation every three months and make changes to your investment strategy if necessary (unless you opt out).

Learn more GoalTracker Plus

For the hands-on investor, you can build your own investment strategy by choosing from our comprehensive investment menu. You can then manage your investment options through your online account. You can select from a range of investment options that align to your needs – including your goals, timeframe, and appetite for risk and return.

Diversified

Each diversified option has a different split between growth and defensive asset types, according to its risk/return profile.

Each option is spread across a wide range of asset classes, in varying allocations between defensive and growth type investments. This ensures that they remain true to their risk/return profile regardless of market conditions.

» Defensive

» Diversified 50

» Balanced Growth

» Growth

» High Growth

Responsible

These investment options are focused on investment opportunities with low carbon impact, and/or environmental, social and governance (ESG) characteristics.

There are both Australian and Global responsible options available.

» Low Carbon Australian Shares

» Low Carbon Global Shares

Sector

Each sector option is actively managed to provide exposure to a single asset class, such as shares, bonds, property, infrastructure and cash.
More specific options are available, including Australian and Global variants of some asset classes for more discrete exposures. Some global options offer $A Hedging to minimise the impact of currency fluctuations on performance.

» Australian Fixed Income

» Global Fixed Income – $A Hedged

» Australian Shares

» Global Shares

» Global Shares – $A Hedged

» Australian Cash

» Australian Floating Rate

» Emerging Markets

» Listed International Property Securities – $A Hedged

Third party options

These options are managed to provide passive investment exposure to a benchmark index.

These options are not actively managed and aim to track the return of their reference index.

There are Australian Shares, Global Shares and Global Shares $A Hedged variants available.

» Third-Party Indexed Australian Shares

» Third-Party Indexed Global Shares

» Third-Party Indexed Global Shares – $A Hedged

For details on HOW we invest your super savings, visit our ‘How We Invest’ page.

Whether you want us to manage your super investments with GoalTracker, or you want to set your own investment strategy – simply complete the relevant section of the application form when joining Nationwide Super.

If you’re already a member and didn’t make an investment selection, or would like to change how your current super benefits and future contributions will be invested, the simplest way is to use your secure, online MemberAccess account. You can also complete and return an Investment Choice form, or refer to our PDS and Guides for more information about your investment options.